Saving money Archives | Dina Blas – Healing Warrior Women https://dinablas.com/category/saving-money/ Helping Women 45+ Build Confidence, Set Boundaries, and Profit After Toxic Relationships Mon, 05 Aug 2019 01:28:30 +0000 en-US hourly 1 https://dinablas.com/wp-content/uploads/2025/08/cropped-DB-32x32.png Saving money Archives | Dina Blas – Healing Warrior Women https://dinablas.com/category/saving-money/ 32 32 Times are tough…enjoy these FREEBIES! https://dinablas.com/times-are-tough-enjoy-these-free-offers/ https://dinablas.com/times-are-tough-enjoy-these-free-offers/#respond Fri, 28 Aug 2009 14:35:22 +0000 http://yourvoiceyourlife.wordpress.com/?p=295 In this economical down turn, finding some type of relief is always better than finding none.  Here are some sites that might be of interest.  Good Luck! http://www.freecycle.org/The Freecycle Network™ is made up of 4,788 groups with 7,190,000 members across the globe. It’s a grassroots and entirely nonprofit movement of people who are giving (& […]

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]]> In this economical down turn, finding some type of relief is always better than finding none.  Here are some sites that might be of interest.  Good Luck!

http://www.freecycle.org/The Freecycle Network™ is made up of 4,788 groups with 7,190,000 members across the globe. It’s a grassroots and entirely nonprofit movement of people who are giving (& getting) stuff for free in their own towns. It’s all about reuse and keeping good stuff out of landfills. Each local group is moderated by a local volunteer (them’s good people). Membership is FREE.

http://dallas.craigslist.org/ Local classifieds and forums – community moderated, and largely FREE.

http://www.secondspin.com/The Internet’s largest buyer and seller of used CDs, used DVDs and used Video Games.

http://www.diyplanner.com DIYPlanner.com is a community site whose focus is on paper-based productivity, planning, journalling and creative techniques. Here you will find the official D*I*Y Planner kits, as well as daily articles, scores of useful templates, handbooks and how-to’s, forums for discussing productivity in its many forms, images to clad your planners or inspire you, and so much more.

http://www.ahahome.com/ Membership in AHA makes Buying, Owning and Maintaining Your Home Easier and Less Expensive. You’ll save money and become a better-informed homeowner as a member of AHA, the American Homeowners Association, the country’s largest member-based homeowner organization. AHA provides over 35 services and benefits that help take the high cost and hassles out of buying, owning and maintaining your home. As an AHA Member, you can save well over $1,000 each year and avoid many common (and costly) pitfalls. You can count on AHA for greater convenience and peace of mind — we’ll be there for you when you need us!

http://www.pandora.com FREE internet music

http://free-attractions.com/ FREE local attractions

http://www.swapstyle.com/ FREE online fashion swap with anyone in the world

http://www.paperbackswap.com/index.php We help members Swap, Trade & Exchange Books with each other for FREE. Mail a book. Get a book. Any book you request is yours to keep, share or trade. No late fees. No processing charges. No hidden charges. Every time you mail a book to another member, you can request one for yourself.

http://www.swapadvd.com/index.php Swap DVDs with other club members and get movies mailed directly to you! Movie junkies, you are finally home!

http://www.titletrader.com/ If you have boxes of used books, dvds, and cds in your attic or basement, you are not alone. That is why this book club was created. Title Trader is the only place to swap all of those used books and other items for something else. Best of all, it is absolutely FREE.

http://www.fastweb.com/ FastWeb not only finds students scholarships but we also provide a plethora of information and guidance as students find their college or first job. We provide current news on financial aid, scholarships, college, jobs and internships, and student life. Essentially, our site is tailored to your needs regardless of where you are within the college or graduate search process.

http://www.freearcade.com/ FREE online games with new games added everyday! Play arcade games, puzzle games, sports games plus many more!

http://ocw.mit.edu FREE lecture notes, exams, and videos from MIT. No registration required.  MIT OpenCourseWare (OCW) is a web-based publication of virtually all MIT course content. OCW is open and available to the world and is a permanent MIT activity.

Disclaimer: I personally have not used these sites myself yet and in no way endorse them or the products they represent.  I am merely listing them as suggestions for your reading pleasure.  If you decide to utilize these sites, you do so of your own free will.

I sincerely wish you well.  Feel free to share your stories or other websites of interest in the comments section.

 

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]]> https://dinablas.com/times-are-tough-enjoy-these-free-offers/feed/ 0 25 ways to save money in this economy. https://dinablas.com/25-ways-to-save-money-in-this-economy/ https://dinablas.com/25-ways-to-save-money-in-this-economy/#comments Tue, 21 Jul 2009 00:56:59 +0000 http://yourvoiceyourlife.wordpress.com/?p=289 Here’s my 2 cents on what you can do to save money in your daily lives.  But before you start taking action, the most important thing you must do is answer this question: Do you know where your money is going? The reason you should answer this is because without knowing where your money is […]

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]]> Here’s my 2 cents on what you can do to save money in your daily lives.  But before you start taking action, the most important thing you must do is answer this question: Do you know where your money is going? The reason you should answer this is because without knowing where your money is going, how would you know what to change?  Take a pen and paper and make a list.  Be honest.  The only people who will benefit from this is you and your family.  Good Luck!

1)     Insurance:  Call your company regularly and find out if you quality for any additional discounts.  Switch companies if you find a lower rate.  Raise your deductibles to pay lower monthly payments.

2)     Movie rentals:  Try using Redbox instead of blockbuster or Netflix.  They’re everywhere and they’re cheaper.

3)     Going to the movies:  Locate a dollar movie theatre and take the whole family for under the price for ONE regular movie ticket.   Bring your own snacks or buy advance tickets in bulk.

4)     Gas:  Use store cards like Kroger to get 3 cents off the daily rate.  Run all your errands in one day and plan your route before leaving the house.  Don’t make unnecessary stops unless absolutely needed.

5)     Groceries:  Buy in bulk at Costco or Sam’s and learn to cook at home.  Instant family time!

6)     Pack your lunch and limit dining out:  Making your lunch at home might seem tedious but it’s so worth it.  Do it the night before and make it a routine before bedtime.  Limit dining out to special occasions and even then, combine them if there are more than 2 in a month.

7)     Cell phones:  Lower your high minute plans and text plans.  Also, try switching to prepaid plans.  It will force you to make sure your calls are “necessary”.

8)     Electricity:  Set your thermostat temperature and leave.  Turn off lights when you leave the room.  Turn on your ceiling fan.  Shut down your computer at night.  Do full loads of laundry or full loads of dishes.  Change your regular light bulbs to energy saving light bulbs.

9)     TV:  Satelitte, Cable or DSL?  If you must have it, find the lowest plan and stick to it.  Do you really “need” 200 channels?  Instead of watching TV, play a board game and create memories with friends and family.  I promise that you won’t regret it.  Still need to watch your favorite shows?  Go online and watch them for free at hulu.com.

10)  Gifts:  Create homemade gifts at home.  Find out what someone is really into and create a picture frame they will cherish forever.  Write a poem from your heart.  Invite them over to play a board game.  Cook or bake them their favorite food.

11)  Bills:  Pay them online, save the postage stamp and never be late.  Also, opt to go with a paperless statement.  Save trees and go green at the same time!  Review your bills, are you paying for something you don’t need? Cut it out.

12)  Gym membership:  Do you have one of these at work or in your neighborhood that’s going to waste?  You’ve got great intentions but never seem to have the time to go?  Cancel it asap and go walking at home.  Call a neighbor or friend and make it a social event.

13)  Subscriptions:  Unless you’re actually reading the magazine from front to back and are getting some real value out of it, cancel it.  Go to your local library and borrow it for free.  It will save you money and clutter at home.

14)  Prescriptions:  Switch to generic pills.  You can get some for as low as $4 at Walmart, Walgreens, etc.  Call around and ask if they carry what you need and ask how much it is.  Don’t be shy!

15)  Credit cards:  Don’t take them with you when you leave the house.  Pay with cash for a few days.  It’s amazing how quickly you’ll realize how fast the money goes.

16)  Statements:  Remember to always check all your statements monthly.  You may find charges on there that aren’t yours.  Get these fix as soon as possible.

17)  Buy used:  From everything from cars, books, clothes or electronics.  They’re just as good and the price tag is a lot cheaper.

18)  Regular maintenance: make sure you car, mower, a/c unit, etc. get their regular check ups.  This could save you thousands in the long run.  If you’re having trouble remembering dates, keep a log in the car or in the house.  Put up a calendar and write important dates in the future.  Now you won’t have to remember!

19)  Grocery shopping:  Shop after you’ve eaten a meal.  Make a list at home and stick to it.  Use coupons and shop on days when stores double or triple these coupons.  Sign up for websites that email you coupons or tell you when a great deal is available.

20)  Got items at home you’d like to sell:  Do a garage sale by yourself or with your neighbors.  Sell items online on Ebay.com, Half.com or Craigslist.com.  It’s amazing what someone else will buy.

21)  Use a cash reward  credit card to pay your bills:  You should only do this if you’re disciplined enough to pay it off every month.

22)  Payoff high credit card bills:  Don’t just pay the minimum, pay more.  Every little bit helps.  Credit card companies want you to take longer to pay off your balances because that’s how they make their money.  Keep what’s yours.

23)  Learn to save:  Try putting just $1 into a piggy bank each day (coins are perfect).  Have everyone in the family do the same.  Who’s really going to miss $1 a day?  At the end of the month, you’ve now saved $30 each!  At the end of the year, that’s $360 each!  For a family of four, that’s $1140!  Can you imagine what you could save with $5 a day?  WOW!

24)  Barter with friends and family:  Help people you know and yourself by sharing what you have with others.  Have an extra toaster?  Find someone who needs a toaster and ask them if they have something they could trade for it.  Do this with services too.  Could you mow someone’s lawn in exchange for them watching your kids for the week?  Be creative.

25)  Use your local library:  Borrow movies, CD’s, books and magazines.  Use their internet service to check your email, read the news or apply to jobs.  Attend functions or classes for free.  Call your library to find out what they offer.  My local library is currently showing outdoor movies for free.  Families bring their lawn chairs and enjoy and evening with each other.

If you’ve got a tip that everyone could use, feel free to add it in the comments section. This is one topic we could all use some help with.  Here’s to your saving success!

Blessings,

Coach Dina Blas

Dina Blas is a Confidence Coach and Motivational Speaker in Dallas, Texas. Visit http://www.DinaBlas.com to learn more about her services and to request a free 30 minute phone consultation.

© 2009 Dina Blas.  The author grants reprint permission to opt-in publications and websites so long as the copyright and by-line above are included intact and the article is not used in spam. A courtesy copy of your publication is appreciated.

 

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